Page 58 - BNB Fishing mag | May 2020

BOATING OATING
Ensuring your
insurance policy
is up to scratch
* from P57
of insured clients to achieve a satis- factory outcome.
And that’s a key difference be- tween dealing with an industry spe- cialist when it comes to insurers. In the same way as a person might look for a specialist livestock insurer for a prize bull, a specialist marine insur- er is the place to start looking when you want to insure your boat.
Useful boat maintenance tips Afrom John Crawford Marine
Always check your PDS thor- oughly. Make yourself aware about whether it defaults to market value after a certain time.
If so and you would prefer ‘agreed value’, go to a respected marine dealer (probably the one you bought your new boat from) have them in- spect it, appraise its true value and prepare a market valuation form.
FTER your day out on the wa- mum pressure can be found on the side- ter, wash down your boat with a wall of the tyre expressed in PSI. Follow good-quality boat wash. Don’t for- tyre pressure recommendations from the
and to remove the bung plugs.
Wash your trailer and inside the frame
Then, when you renew the premi- um, attach that accurate market val- uation form to your policy renewal application.
and under the mudguards with plenty of fresh water. Don’t forget the brakes (if ap- plicable) and crossmembers.
We recommend an annual engine service or after every 50 hours of use, whichever comes first. Book your motor in for a ser- vice eight weeks prior to holidays to avoid the pre-holiday rush.
Storage
You may or may not find yourself paying a few dollars more because the value of your boat is recognised as being higher, but when it all goes pear-shaped, you can expect to be paid the agreed figure, rather than a depreciated market value figure that was based on average value.
Flush your motor with fresh water for at least three minutes. Refer to your manu- facturer’s recommendations via their web- page, or often video demonstrations found on YouTube.
Store your boat dry to avoid mildew and mould build-up. Store it bow high with the bung plugs removed to allow water to drain.
When it comes to marine insur- ance, always check your PDS and if you have a query, ask your insurer for clarification. Any special condi- tions and excesses should always be explained clearly in your insurance policy’s PDS.
Use silicon spray on zips for lubrication. Avoid CRC/WD40 etc. Place a bit of Vaseline on your canopy clips and studs to help reduce corrosion build-up and in turn make clipping on/off easier.
When storing your boat between trips, al- ways disconnect your battery or batteries. Your boat may have an isolation switch that can be turned to the ‘off’ position. Tools and spares (MacGyver kit)
If you need further information, you can contact Nautilus Marine Insurance on 1300 780 533 for any boat insurance requirements.
Think safety first when refuelling. Avoid using any ethanol-based petrol often re- ferred to as E10. Avoid using fuel older than 12 weeks.
Safety gear
Any advice contained in this article is of a general nature only and may not apply or be right for you as it does not take into account your objectives, finan- cial situation or needs. Before acting on any advice provided in this article, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs.
Trailer lights, bearings and brakes (if applicable) should be inspected/checked regularly to ensure they are all in working order.
Check tyre pressures regularly. Maxi-
John Crawford Marine
Queensland’s used boat specialists since
Page 58 – Bush ’n Beach Fishing, May 2020
www.bnb shing.com.au
& marine
get the anchor well and winch strap/wire manufacturer.
Roll, not fold your side curtains when removed because they will crease and damage the ‘clears’. Store dry and fit side curtains regularly, as they can shrink.
Batteries
Spray your engine (under the cowl) with a Lanoline-based corrosion guard. Never use WD40 or CRC because these are penetra- tive-based oils and may damage plastics. Fuel
Carry an assortment of tools and spares on board in your family’s best Tupperware container! Consider packing a small and large shifter, screwdrivers, electrical tape, WD40, spare bungs, zip ties, a couple of cotton rags, a tube of grease, some wire and a lighter.
Trailer
Set up a calendar reminder in your phone for expiry dates on flares, EPIRB, regis- tration renewals and so on. Remember to check your safety gear before each trip for condition and compliance in the area you intended to go boating.
Tyres
1964
Motor